Supplemental STD to supplement the state Paid Family Medical Leave:

The state offers a limited benefit.  This plan “enhances” the state plan

 

State Paid Family Medical Leave.

(not available in all states)

We can quote your state plan to go to a private plan.  No more hassles and if you go with the Supplemental plan as above the transaction between the 2 are almost seamless.

PLUS for agents…. Commission!!!  Your group goes through the state and there is none.

 

Voluntary Critical Illness Insurance:

Almost all companies have this but let us quote this to save money and get better benefits.

Minimum of 5 employees (or 10%) required.  Employee paid so no loss to the company.

With the addition of the CI, we may be able to extend out current Rate Guarantees.

We can roll over current benefits for CI via a census, no need to have employee’s complete new applications.

 

Voluntary Accident Insurance:

Minimum of 5 employees (or 10%) required.  Employee paid so no loss to the company.

With the addition of Accident, we may be able to extend out current Rate Guarantees.

We can roll over current benefits for Accident via a census, no need to have employee’s complete new applications.

 

Voluntary Group Term Life Insurance for Educational school systems:

This is one of OUR products and we write a lot of it.

Minimum of 5 employees (or 10%) required.  Employee paid so no loss to the company.

 

Other small and large group products:

Life, AD&D, STD, LTD, Voluntary, Dental & Vision